Who to Talk to Before Buying a Home

Buying a house is a huge decision. It is likely the biggest purchase you will ever make in your life. It is the place you will call home for many years to come, so you want to make sure you do things the right way. Before you can go looking for your dream home, there is a lot to consider and a lot of people to talk to first. While it can be fun to start looking around, make sure you check in with the following people before you decide to purchase.

Lending Company

Unless you plan to pay cash for your new house, you will need to qualify for a mortgage. You may have a general idea, but you won’t know exactly how much you can afford until you speak to a lending company. Some people choose to go through their bank, but many others prefer to go to a separate lending company. Although this does take a little time and you will need to provide a lot of information, it can actually all be done online these days. Just make sure to get the process started before you are ready to buy.

Real Estate Agent

Finding a real estate agent that you trust is vital. This is the person who is going to help you find your new home and give you advice on what offer you should make. He will be the one to show you homes, communicate with the other realtor and draw up all of the paperwork. You’ll want to find someone reputable and may want to look for someone who has gone through Nevada mortgage continuing education

Home Inspector

Once you’ve found your dream home, you’ll need to get it inspected. A qualified home inspector will come out to the property and go over both the inside and outside in great detail. He will then provide you a report of his findings. This is when negotiations will begin. You will tell your realtor what you want fixed before you are willing to purchase, and he will talk to the current owner’s realtor. Once and agreement is made, you’ll be ready to sign the papers.

Although the process can seem daunting, having these people in your corner will make a big difference. If you aren’t sure who to use, ask your friends and family for recommendations. You can also look at reviews online and get more information about reputable companies in your area.